Enter earnings and deductions to see a full gross-to-net breakdown laid out like a pay stub. Use it to understand your payslip, plan a budget or explain pay to a new hire. Every stub is marked as a sample, not an official document.
| Description | Hours | Rate | Fixed amount | Current |
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| Description | Type | Method | Value | Current |
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See exactly where each part of gross pay goes.
Plan around take-home pay, not salary.
Show new staff how deductions work.
A pay stub shows gross earnings first, then everything taken out. The order matters: pre-tax deductions come off before taxes are calculated, which is why contributing to a pre-tax retirement plan reduces your tax as well as your take-home pay by less than the contribution.
Year-to-date (YTD) columns add up every pay period so far this calendar year. They are useful for checking that annual limits, such as social security wage caps or retirement contribution limits, are applied correctly.
Total earnings before anything is deducted.
Income tax and social insurance withholdings.
What actually reaches your bank account.
Net pay = gross pay - pre-tax deductions - taxes - post-tax deductions. Percentage taxes here use taxable pay, which is gross pay minus pre-tax deductions.
Amounts taken before income tax is worked out, such as many retirement plan contributions and health premiums. They lower taxable pay.
This sample multiplies each current amount by the pay period number you enter, assuming every period this year was the same.
The default rates are examples only. Replace them with the rates from your real payslip or your local tax rules.
No. The stub is clearly marked as a sample and is meant for understanding and planning. Proof of income must come from your employer or payroll provider.
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