List every debt
Add each debt's balance, minimum payment and interest rate.
Debt Snowball Planner
Add your debts and any extra you can pay each month, then simulate the debt snowball method to see your payoff order and debt-free date.
How it works
Add your extra
Enter how much extra you can put toward debt each month.
See your plan
Get your snowball payoff order and an estimated debt-free date.
FAQ
What is the debt snowball method?
The debt snowball method has you pay minimums on every debt, then throw every extra dollar at your smallest balance first. Once it's paid off, its minimum payment rolls into the next smallest debt, creating a snowball effect.
Does this account for interest?
Yes, if you enter an APR for a debt, interest accrues monthly on its remaining balance before your payment is applied, so the simulation reflects real payoff timelines more closely.
Is my debt information stored anywhere?
No, it stays in your browser's local storage only. Nothing is uploaded to a server, so you can safely enter real numbers.