Keep a simple running balance of pocket money for each child — what came in, what went out, and exactly how much is left to spend.
Everything you add is saved in this browser only — no account, no server, no sync.
Everyone gets their own running total, kept completely separate.
Log money earned and money spent, each with a note about what it was for.
Watching a balance climb toward a goal is what makes saving stick.
Log entries as they happen and the balance takes care of itself.
Pocket money is the first budget most people ever manage, and the lessons stick precisely because the stakes are small. The two things that matter are predictability and autonomy: money that arrives on a schedule and can be spent on things adults consider a waste. A written balance adds the third element, which is visibility — the ability to see a total grow toward something worth waiting for.
A disappointing purchase made with their own money teaches more in one afternoon than a year of advice.
Money that arrives on a known day can be planned around. Money that arrives when asked for cannot.
Abstract saving rarely motivates. A named goal with a visible balance climbing toward it usually does.
Two columns and a balance are enough. Elaborate systems get abandoned within a fortnight.
Questions about amounts, chores and tracking several children.
It varies hugely by country and age, and there is no right answer. What matters far more than the amount is that it arrives predictably and that the child controls how it is spent.
Opinions differ. Tying it to chores teaches the link between work and money; keeping it separate teaches budgeting without making basic family contribution transactional. Many households do a bit of both.
Because a number a child can see makes saving concrete. A balance that visibly grows toward something they want does more for the habit than any explanation.
Yes. Each child gets their own balance and history, and you can filter the log to one child at a time.
No. It stays in this browser's local storage on this device.